@Dislodge3233 privacy wise, Google Pay is more private, as it obfuscates your real card details so the seller doesn’t actually know them (it provides some fake ones, linked to your actual card).
On the Google side of things OTOH…
Are there any alternatives to Google Pay?
If there are, they are certainly not open source. I remember there was an issue raised on Catima’s GitHub asking for payment support. The dev said that if implemented, a solution like this would need to contain some proprietary/licensed stuff from Visa or Mastercard.
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In the UK, you can use Curve. That gives you a physical or virtual card which proxies your existing Visa / MasterCards (not Amex).
But it doesn’t have an NFC app you can use on Android. As far as I can tell, there are no other virtual NFC payment apps.
And, of course, it doesn’t really improve your privacy posture. Your bank still knows who you spent with - as does Curve.
If you want a free fiver, you can use my Curve referral link - http://curve.app/join#D4MK9ZKN
@Dislodge3233 privacy wise, Google Pay is more private, as it obfuscates your real card details so the seller doesn’t actually know them (it provides some fake ones, linked to your actual card).
On the Google side of things OTOH…
If there are, they are certainly not open source. I remember there was an issue raised on Catima’s GitHub asking for payment support. The dev said that if implemented, a solution like this would need to contain some proprietary/licensed stuff from Visa or Mastercard.