which generates consumer risk profiles for the insurers
Brutal, and I’m not even sure how that’s legal. But at the same time, would this have a positive effect on insurance rates? Discounts for good drivers, etc.?
I’m on a pay-as-you-go insurance plan, and they do have my location data when I drive. They stipulate that data gathered from the device would NOT negatively impact my premiums.
Either way, it was something I was willing to consent to because my premiums are dirt cheap. I almost never drive, so my insurance for two people for the entire year is less than $300 Canadian. 😂
But the difference is that I can simply remove the device if I no longer want the insurance and/or share my driving location with them. If it was built-into the car, I wouldn’t buy the car.
EDIT: Now that I think about, I’d actually be OK with these cars reporting to insurance for dangerous/unskilled driving, provided that the driver is aware of this. I want to see safer roads, and a lot of that starts with how people drive.
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Brutal, and I’m not even sure how that’s legal. But at the same time, would this have a positive effect on insurance rates? Discounts for good drivers, etc.?
I’m on a pay-as-you-go insurance plan, and they do have my location data when I drive. They stipulate that data gathered from the device would NOT negatively impact my premiums.
Either way, it was something I was willing to consent to because my premiums are dirt cheap. I almost never drive, so my insurance for two people for the entire year is less than $300 Canadian. 😂
But the difference is that I can simply remove the device if I no longer want the insurance and/or share my driving location with them. If it was built-into the car, I wouldn’t buy the car.
EDIT: Now that I think about, I’d actually be OK with these cars reporting to insurance for dangerous/unskilled driving, provided that the driver is aware of this. I want to see safer roads, and a lot of that starts with how people drive.