Not yet, but oddly I wait in anticipation.

I use Bitwarden with a handful of family members. You can share vault entries. I’ve shared the ones that are important (utilities, services) but not the ones that are critical (financials, security). The access to the critical stuff is encrypted and on 3 pieces of cold storage, that gets verified/validated every year. Family knows how to access it.

EDIT: I forgot to mention, for the critical items they also need my yubikey to gain access. So they can’t just remotely drain my accounts, they’d need to over my dead body.

I am always doing this with Proton Mail and Calendar.

The icons can be hard to distinguish, on the fly.

“We’re sorry we got caught. We’ll delete what we shouldn’t possess.”

Sounds like accountability.