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Joined 1Y ago
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Cake day: Aug 03, 2023

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most secure

Yeah because it’s really secure anyone can take out your cash via ACH or whatever by your account numbers on that piece of paper.

your account is still protected by the bank for any fraud

Your bank is required to investigate and such, yeah? And you will most likely get your money back - after a while - if their investigation determines it was fraudulent. But a long process that’d be avoided by having a safer electronic transfer system. And what will you do if the bank thinks it’s some friendly fraud?

Not worth it. I don’t even like direct debit. No one should initiate taking money from my account other than myself.


I’ve told them “I just entered a bunch of random nonsense” and he’s like “aha, yeah, I can see that” and proceeded to help me. Makes me want to just create some fake-but-real-looking information for those questions instead…