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But that can be said of any of the other such called factors:
So its not really an argument against passwords (or passkeys, or passwordless, or whatever marketing want to call them these days).
My yubikey can be stolen but good luck guessing my PIN in the 3 to 9 tries allowed before it self destructs.
luck? I have a $5* wrench.
* (Actually a $7 wrench. Inflation is murder around here.)
If you have me… you win. My technology however will never betray me.
Most people just need to fear their passwords being cracked remotely. In masses.
If your threat model is being known, people stealing your stuff to login to your things, this is very high.