This is a smart solution. Only solution I have so far is self hosting bitwarden, using unique password to login, and having 2fa to login to bitwarden, where the key is in bitwarden, and on aegis on a phone at home.

You’re absolutely right. It’s all about your threat model, how much convenience you’re willing to lose and what not.
I absolutely should do more to minimize potential risk, but it’s really so convenient to just… Have it all in 1 place…

I do this. I want to point out it is absolutely TERRIBLE for security. It’s turning 2 factor back into 1 factor authentication.