Even if you don’t have anything material to leave behind, there are still a few questions that it’s good to have the answers written down for, mostly advanced directives. You can find free AD forms if you live in the US at https://www.aarp.org/caregiving/financial-legal/free-printable-advance-directives/ and most other countries have a similar system.
Nope. They do require some form of 2FA, but that can be any of: phone number, security key, authentication app, or a secure device. They also support one time use backup codes that you print out and keep secure. Personally, I use security keys for day to day and keep the printed out backup codes with my will.
I know that’s supposed to be a jokey edgy comment but advanced planning is really important for those you leave behind. They will absolutely appreciate it if you have done the basics of estate planning (will, advance directives, digital account planning) so that it’s not one more burden during one of their most difficult time in life.
In my filing cabinet that contains my will and other emergency documents I have a printout of the emergency backup codes for my password manager and my google account. That should be enough for my heirs to get whatever they need and want.
Even if you don’t have anything material to leave behind, there are still a few questions that it’s good to have the answers written down for, mostly advanced directives. You can find free AD forms if you live in the US at https://www.aarp.org/caregiving/financial-legal/free-printable-advance-directives/ and most other countries have a similar system.